Why do you feel that the salary of finance is much higher than other industries?

Hello friends!
The financial industry wages are indeed relatively high. This is because the financial industry has four high characteristics, and the characteristics of these four highs determine that the wages of the financial industry are relatively high.
For the financial industry, it has the characteristics of four highs. It is high entry threshold, high IQ, high -funded dense, high risk.
The entry threshold is high. Everyone knows that the financial industry requires a master’s degree in key universities or even a doctoral degree to enter, and many financial institutions will also conduct strict layers of examinations. Essence
The financial industry has a lot of talents, so it can also be said to be a high IQ industry. In the financial industry, only high IQ can make more money.
The financial industry is dealing with money. Therefore, the financial industry is a high -funded industry. As long as the high -funded industries are high in flow and earn a little, it may be a large amount.
The financial industry is directly dealing with money, so it is also facing great risks. One negligence may be a huge loss.
is relatively easy to make money in the financial industry. The financial industry is an industry dealing with money and is a highly dense industry. Therefore, such industries are particularly large. As long as they earn some of them, they are quite wealth.
For example, the listing of securities firms is commissioned by proportion. It counsels a company with a financing of 1 billion, which is not different from the counseling company with a financing of 50 billion yuan. The number of people may not be too large. However, a 50 billion company that can be listed on the market can get 50 times more commissioned revenue to counsel 1 billion companies.

The may counsel a company with a financing of 50 billion yuan, and securities firms may get a few billion yuan in revenue. Even if it is a company with a financing of 1 billion, it can get tens of millions of income after counseling.
Therefore, it can be seen that it is relatively easy to make money in the financial industry.
The financial industry is dealt with directly with money. It can be said that there are more opportunities to make money. Now, with the development of the economy, people are more and more richer, and most of people’s money can be said to be in financial institutions. Therefore, it can be said that current financial institutions can earn more and more money.

Is, although many people have less money in the bank account, there are money to transfer to Yu’ebao, WeChat change, etc. But in fact, Yu’ebao, WeChat change money is also in the financial system, just a currency fund for investment.
Therefore, as people have more and more money, more and more investment channels for everyone, and more and more ways to make money in financial institutions.
For the financial industry, it has the characteristics of four highs. It is high entry threshold, high IQ, high -funded dense, high risk. And with the development of the economy, people’s wealth is increasing. Therefore, there are more and more ways to make money in the financial industry, and the ability to make money in finance is getting stronger. Therefore, the salary of the financial industry is slightly higher and it can be understood.

The average salary level in the financial industry is indeed higher than other industries. The first monthly salary ranking of the industry in 2019 is the financial industry. So in our daily life, we will find that many people work in financial aspects. This further deepened the public’s misunderstanding of finance.
Finance is divided into old finance and new finance. The old financial industry we all know has three driving carriages, banks, securities and insurance. However, what really can be called finance is banks and securities and securities derivatives. The insurance industry is slowly divided into flickering consumption by the public.
The emergence of new finances makes everyone more difficult to understand the financial industry. For example, P2P, online loan. Waiting for the emergence of some new financial models, investors are very confused. It can be seen that the financial industry is very extensive. From the perspective of pan -finance, as long as it can be linked to money, it can be called finance.
But for the current concern, real financial workers should be banks and securities. Only banks and securities can withdraw money by professional institutions. And enter the secondary market, where normal transactions.
So let’s take a look at financial work. What is the average salary in 2019?

It obviously seeing above we clearly see that the highest average salary level in the financial industry is 15123.2. The minimum average salary level is 5829. From the low and maximum gap, we can clearly see that there are many financial practitioners in the pan -financial industry.
In this scope, the average high salary should belong to the president of the bank and the law of financial and economy. Sales and consultants of securities companies. If you have to see in the insurance industry, the level of such a high salary should be the insurance industry, less than 5%of senior managers.
Why the average salary level of the financial industry is higher?
In fact, the essence of finance is to serve the physical industry. What kind of finance can really serve his salary level is relatively high for the physical industry. Unreal finance has relatively low wages.
It feels our conjecture. Analysis of the problem should still start from rational and data.
Fortunately, there are still a lot of financial institutions listed in my country. After listing, information disclosure has become a legal obligation. Therefore, we can understand the salary level of companies in the financial industry by analyzing listed companies in financial institutions.
The data of A -share listed companies in 2018 maintained a steady increase in the average salary of A -share listed companies. The average salary of employees in the 28 Shenwan industry was 164,400 yuan, an increase of 9.91%year -on -year from 148,100 yuan in 2017.

The two financial industries of non -silver finance and banking are ranked among the top two in Shenusan’s 28 industries. This shows that our intuitive feelings are correct.
Inned this situation, we can further analyze whether the financial industry will also be at the forefront on the salary list in the future. We can refer to the salary of developed countries -the United States.
In data from the Bureau of Labor Vocational Employment Statistics Project, of the 30s of the 30s in 2017, the expected is not expected. 11 high -paying jobs are all kinds of medical and dental occupations.

The personal financial advisory ranks 29th. By using tax and investment strategies, securities, insurance, pension planning and real estate knowledge, provide customers with financial planning suggestions. The average annual salary of this job is For $ 124,140, ​​there are 200,920 employees.
financial managers of planning, guidance or coordination accounting, investment, banking, banking, insurance, securities and other financial activities are ranked 22nd in high -income groups, providing 569,380 jobs, with a salary of $ 143,530.

The financial industry for many years, I will talk about my experience.
The financial industry is an industry involving almost all fields. Any career or one is closely related to it. Finance, the integration of gold, is in the circulation, and the integration and the general formation form a flow.

(The banks listed are only part of the financial industry, the most representative.)
The most fundamental business of banks is storage and lending. The hand of the bank had a flow of the bank, and the money was over, and the profits came out.
Is involving personal work, high corporate income, and employees’ natural benefits and salary will be high.
I just attended a lecture yesterday afternoon. A 90-year-old girl in Sichuan was a life insurance agent in Beijing, with an annual income of nearly 10 million. Therefore, it is necessary to make a correction -not all financial practitioners are high -income groups.
The word “financial migrant worker” has been very popular in recent years. Under the influence of schools, media, rumors, etc., college students chose to look tall, enter and exit high -end office buildings, and contact the wealthy class, and poured into the financial industry in large quantities. People, 80%of the profits of enterprises; 20%of people have high income, and 80%of people have low income; because most financial practitioners are not as high as physical employees.
The financial practitioners have a high salary. This appearance is because the high income has greater speech and influence, which makes people mistakenly believe that financial practitioners have high income. In fact, after comparison of various industries, it will find that the financial industry’s income is basically unlimited (unless the financial company’s own regulations), and more industries may reach a peak. Pay attention to the recruitment websites and recruitment of the financial industry. Generally, the salary is marked such as “a certain job, a base salary of 3,000, high commission, and income is not capped.” Other industries may be “working hard to income 5K, desperately do it, and the monthly salary is over 10,000.”
Themes to the theme, of course, it is undeniable that financial practitioners have higher imagination of income.
A friend, a securities company agent, when the market is in the market in 15 years, “I have never seen the specific monthly salary, anyway, I need money to withdraw from the card.” He can make up his own income by himself, and in 18 years, he only got a basic salary!
A friend, a futures investment consultant, for half a year of work, and the applicable period has not been survived, but when he did not give up, he continued to work without salary. After half a year, the monthly income of 6 months was over 50,000.
The financial industry is an industry that depends on basic resources. It is mainly because the market quality is relatively high. Entry is relatively simple. Development will be very fast. When it comes to its own resources, most people are not suitable for entering the financial industry.
The is engaged in the financial industry. Compared with students engaged in the non -financial industry, it is a bit higher in salary, but it is only slightly higher. Essence Essence
The “high salary” in the financial industry mainly comes from two points: one is the “high” of the hard power of high education background and high -intensity work, and the other is the “high” that looks tall.

It first is the “high” of the hard power of high education background and high -intensity work. Speaking of finance, the highest big top is naturally investment banks. The decentness of investment bank work and high -tech how many people are yearning for it, but their requirements for the background of the Qingbei Reinstallation diploma have endless people who have endless overtime trips. In fact, the work itself is also a trading. You pay for labor. The company’s money to buy labor is determined how much your labor is worth the time and the efficiency of the unit time. High -time people have high efficiency (not discriminatory education levels, here only represent the average situation, and naturally many people do not have a good background in the background). Not only is the financial industry, the Internet is also a representative of high -paying industries. If you observe it carefully, you will not help but find that the Internet industry’s requirements for education and overtime are also very high.
It is the “high” that looks tall. I am one of these “high” people, wearing beautiful suits, working in the highest and most luxurious office building, but I live in less than ten square meters of rooms. Don’t give up to spend more. This high salary is a settling of the external environment, which is substantially different from itself. Of course, there is no shortage of investors worth hundreds of millions of dollars in the financial circle. They may be investment research leaders or angel investors, but such people are also rare in the entire financial industry and cannot be a representative of the entire industry.
In fact, the glass thinks that each industry has its cycle. There is a saying: “Standing at the wind, pigs can fly.” However, the industry’s cycle may not be so important for a long life cycle. If you can find your favorite direction in a limited life cycle, and work for it, it may be a good choice. Tao: “He can know who he is useful, who cares about him, and he knows who is useful.
I is a glass, everyone thinks good attention.
The financial salary is high, it is true. If you do n’t see it, is the total profit of the A -share company taken away by the bank? Being able to make money can support high wages.
Is you see the tobacco industry, can you make money? Think about whether their salary level is high or low. Let’s evaluate the grid, petroleum, communications, highway, various investment platforms, three -in -one hospitals, large and medium -sized brand schools.
The private enterprises also have high wages. You see Wanda, Alibaba, Huawei, Tencent, Xiaomi, Gree’s labor productivity there. They either because of technical barriers or eating through winners or other methods. In short, business is weak or even weak.
The market will give high wages to those high -efficiency companies. As a fair value, competition must be sufficient, monopoly must be broken, improper competition must be punished, and the principles of competitive neutrality must be implemented. In this way, high wages can promote social progress and drive human resources progress. In addition, resources must be flowing, and human resources must be free.
The financial industry is an ancient industry, including banks, securities, and insurance. It is not necessary to have high wages. There is no theoretical support to support them. Market -based pricing wages are social reality and meet economic requirements. High -level education is required to engage in financial work, and education investment is too large; it may be a reason for high wages. There is no blue -collar worker in the financial industry.
There is the invitation of the original poster. Why do you feel that finance is much higher than other industries? Let me answer this question. I am a broker of a securities company and is also considered a financial industry, but the salary is very low. There is no basic salary at all. The award, so the average person can’t do this at all, not as high as you said, it can be said that it is poor.
does not go on at all now. First of all, many people open an account on their mobile phones. Few people will find our agent to open an account. I don’t know if it is correct. If you ca n’t do it anymore, we will change the industry again. Our agent is not a formal employee of the correct company. It is equivalent to temporary workers. It ’s not good to perform well. It is not as high as you said.
The company you are talking about is probably others, such as bank staff. Their benefits are very good. The year -end bonuses start tens of thousands. Of course, the requirements of high salary are also very high. It is also very high. The lowest needs to be undergraduate. Most people can’t get in. I heard that the qualifications of securities can enter the bank, but now I haven’t seen any bank recruitment. I am 35 years old for a few years. Now I am still everywhere everywhere. It is really difficult to find a high -salary job.
In the last summary, some of the local wages in the financial industry are high, some places, even a little guarantee. If the landlord wants to engage in the financial industry, you have a high education and ability. Income, if not, it is good to engage in other industries.
From my personal time and experience, there are two points:
Compared with other jobs, the professional knowledge of finance itself is very complicated and difficult to learn in a short time. A lot of them need to be a lot Learning and practical operations, so this is relatively high for those engaged in related industries, and the corresponding salary may be relatively high

Is all say that risks and benefits are equal. The same is true for financial practitioners. There are countless employees in financial institutions such as banks that go in each year. Many people may not feel when they do it, but they did not expect to put themselves in

! Finance is high -level and complex labor, with great risks, and high -income and high risks are directly proportional. Financial institutions are very speculative, and the demand for financing markets is too large, which will also increase financing costs. Partially transferred to financing and renting. This is gray income. my country’s real estate market not only needs to be rectified, financial institutions also need to be rectified, and the stock market needs to be rectified. It can ensure the stability of my country’s financial market through legal means.
The is closer to the faucet, it is easier to drink water.
The 40 companies in China in 2016 and 23 financial companies. The economic profit of the financial industry accounts for more than 80%of China’s overall profit. Such high profits are unreasonable, but this is not entirely the fault of financial institutions. Reasons for high profits in China’s financial industry: